Founded in 1993 axis bank is known as the 3rd largest financial institution, i.e., private sector bank offering a variety of financial services to customers all over India.
It has been providing various financial services and consumer-friendly financial tools with the flow of time similarly this time also it launched its buzz credit cards which have created a buzz among the customers all over India.
Axis bank buzz credit card is like online shopping tools in the hands of the customers, which can help you to avail of a lot of discounts, cashback offers, reward points and a lot more. It is exclusively designed for Flipkart customers. It’s just like jinn given to the shopaholics. It comes along with various benefits, including flipchart vouchers, reward points on every online shopping helps you to pay via EMI.
Axis Bank Buzz Credit Card: Features, Eligibility, And Benefits:
Fees and other charges:
Axis bank charges some fees for the buzz credit card here is a list of fee and all additional charges:
|Annual Fee||1st year – Zero2nd year onwards – INR 750|
|Supplementary Joining Fee for Card||Zero|
|Card Replacement Fee||Waived|
|Cash Payment Fee||Rs.100|
|Duplicate Statement Fee||Waived|
|Fee for Charge Slip Retrieval||Waived|
|Outstation Cheque Fee||Waived|
|Finance Charges||3.25% per month|
|Cash Withdrawal Fee||2.5% of the cash amount, subject to a minimum of INR 250|
|Over Limit Penalty||3% of the over-limit fee, subject to a minimum of INR 500|
|Cheque Return Fee||Rs.300|
|Railway Ticket Surcharge||Based on the IRCTC rules devised for the purpose|
|Foreign Currency Transaction Fee||3.5% of the value of transaction on the card|
|GST||In keeping with the prevalent Government laws and regulations in force at the time being.|
*The bank has the right to change the criteria at any given time.*
Documents required: The necessary documents for applying for the buzz credit card are:
- The candidate needs a copy of his Pan card / Form 60
- Income proof such as a copy of the latest payslips/form 16 /IT returns a copy.
- Passport/ Ration card/ Electricity bill / Telephone bill/ Landline bill, a copy of any of them as residence proof
- Passport/ Driving license / PAN card/ Aadhar card, a copy of any of them as identity proof
- Latest passport size color photograph of the applicant
- Completely filled credit card application form
Note: the document list provided is only indicative. They may vary as the bank may ask you to produce additional documents.
- Bank will communicate about your status of the application within 21 days of receiving your application.
There are certain terms and conditions applied by the bank.
Recommended: HDFC Bank Regalia Credit Card Review
Value chart: If you are still a bit confused about the cashback and other facilities offered by the Buzz credit card, you can refer to the below value chart provided by the bank. With the help of it, you can restart your thinking process and make a decision.
|Category / Description||Annual expenditure||Cashback||Flipkart voucher||Reward points|
|Other online expenditure||50000||Nil||Nil||1500|
|Total annual expenditure||2 lakh||Nil||3000||Nil|
|Total annual benefits||Nil||10100||5500||4000|
|Annual benefit ( % of expenditure)||8.08%||–||–||–|
Axis Bank Buzz Credit Card customer Care Service
You can contact the customer care number for any queries -1800-419-5959. It is a 24*7 (toll-free) customer care number. You can also contact at 1860 500 5555 or 1860 419 5555.