Business

Social Security and Pension Schemes in India – Overview

With a view to providing social security to unorganised workers, including landless agricultural labourers, the Government enacted the “Unorganised Workers’ Social Security Act, 2008”.  The Act provides for constitution of National Social Security Board to recommend social security schemes, namely, life and disability cover, health and maternity benefits, old age protection and any other benefit as may be determined by the Government for unorganisedworkers.

The following are the recent initiatives undertaken by the Government for unorganised sector, including landless agricultural labourers:

The Rashtriya Swasthya Bima Yojana (RSBY) was launched on 01.04.2008, to provide smart card based cashless health insurance cover of Rs. 30,000/- per annum on family floater basis to BPL families (a unit of five) in theunorganised sector.

The Aam Admi Bima Yojana (AABY) was launched on 02.10.2007 with a view to providing insurance cover to the head of family or one earning member ofrural landless households between the age of 18 years and 59 years.

Pension Schemes in India

The Indira Gandhi National Old Age Pension Scheme (IGNOAPS) has been expanded by revising the criteria of eligibility.  All citizens above the age of 60 years and living below poverty line are eligible for benefits under the scheme.

As per Census, 2001, there were more than 10.67 crore landless agricultural workers. Out of which about 5.73 crore were men and about 4.94 crore women.  The female and male landless agricultural labourers are in the ratio of 54:46. Moreover,As per Economic Survey, 2011-12, the agriculture sector accounts for 12.3% of the Gross Domestic Product (GDP) in 2010-11.

State-wise number of landless agricultural workers (men and women) is as follows.

S.No. States / Union Territories Number of Landless Agricultural Labourers
    Male Female Total
1. Andhra Pradesh 6453741 7378411 13832152
2. Arunachal Pradesh 10329 8511 18840
3. Assam 832508 431024 1263532
4. Bihar 8730251 4687493 13417744
5. Chhattisgarh 1262559 1828799 3091358
6. Goa 15970 19836 35806
7. Gujarat 2509651 2652007 5161658
8. Haryana 717133 561688 1278821
9. Himachal Pradesh 55658 38513 94171
10. Jammu & Kashmir 190339 56082 246421
11. Jharkhand 1485322 1365975 2851297
12. Karnataka 2620927 3606015 6226942
13. Kerala 1078354 542497 1620851
14. Madhya Pradesh 3518368 3882302 7400670
15. Maharashtra 4924034 5891228 10815262
16. Manipur 49928 63702 113630
17. Meghalaya 90888 80806 171694
18. Mizoram 12775 14008 26783
19. Nagaland 15985 14922 30907
20. Orissa 2587196 2411908 4999104
21. Punjab 1104140 385721 1489861
22. Rajasthan 1055332 1468387 2523719
23. Sikkim 8762 8238 17000
24. Tamil Nadu 4256360 4381270 8637630
25. Tripura 162640 113492 276132
26. Uttar Pradesh 8245599 5155312 13400911
27. Uttarakhand 190494 69189 259683
28. West Bengal 5080236 2282721 7362957
29. A & N Islands 4043 1126 5169
30. Chandigarh 461 102 563
31. Dadra & Nagar Haveli 5429 9286 14715
32. Daman & Diu 347 976 1323
33. Delhi 11224 4549 15773
34. Lakshadweep 00 00 00
35. Puducherry 42117 30134 72251
  Total 57329100 49446230 106775330

* NOTE: India and Manipur figures exclude MaoMaram,Paomata andPurul sub-divisions of Senapati District in Manipur State as census results were cancelled due to administrative and technical reasons

pension india

Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *

To Top