Financial Inclusion

Financial Inclusion Models from Around the World

Articles from Forbes India’s Special Financial Inclusion Issue are now available online. Previously we had provided links for some of these articles here. Given below are the most recent ones published on their website.


Financial Inclusion from around the World

Some glittering examples of financial inclusion models from around the world and our take on whether they will work in India. Read more on Forbes India


YSP Thorat: The Poor Do, Indeed, Save

Bulk of the success in financial inclusion so far has come from extending credit to the poor. It has been traditionally difficult to provide savings and insurance to them. There are different ways to explain this. Read more: Forbes India


C Rangarajan: The Two Pillars of Financial Inclusion

The nationalisation of major commercial banks in 1969 was an important landmark in the history of financial inclusion. It was felt that the nationalised banks can make a big push into the rural areas. To some extent, this has happened. But the fact remains that… Read more on Forbes India


4 Ideas to Shape the Future of Finance

The Idea: Rajan outlines a new approach to extend savings and credit services for the financially excluded — “Small Finance Banks”. These banks would be localised in all regards — from hiring staff to decision making to wages — in order to promote flexible, innovative processes.

However, they would be linked to large financial institutions in order to benefit from the economies of scale for certain ‘commoditised’ products such as checking accounts. Read more on Forbes Indiafinancial inclusion models india


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