DHFL launches Micro Housing firm Aadhar Housing Finance Pvt Ltd

Dewan Housing Finance Corporation Limited (DHFL) last week announced the launch of operations for Aadhar Housing Finance Pvt Ltd , which is looking to target the ‘bottom of the pyramid’ home loan space in the state of Uttar Pradesh and it’s surrounding  regions.

DHFL adhaar housing loan

Aadhar Housing Finance

Aadhar Housing Finance will launcing operations first in Uttar Pradesh and later on expand it’s operations to Bihar, Jharkhand, Madhya Pradesh, Orissa and Chhattisgarh. Aadhar Housing Finance will be looking at providing loans up to Rs 6 lakh, besides project loans for developing low-cost housing. The company intends to partner with many state governments to launch new low housing schemes which will benefit the urban poor.

Uttar Pradesh Microhousing Demand

According to a market survey conducted by the company , Uttar Pradesh, especially Lucknow has the maximum potential in low-cost housing. According to it’s estimates, there is a shortfall of about 2.5 million low cost housing units. Aadhar CEO Harshil Mehta noted that there was overwhelming demand for housing units costing up to Rs 6 lakh, but there was a supply crunch.

Aadhar Housing Finance will be jointly promoted by DHFL and International Finance Corporation, which is a part of the World Bank Group. IFC will hold 20 % equity in Aadhar, while DHFL and its subsidiary DHFL Vysya Housing Finance will hold the remaining 80 % equity.

Abhay N

Author : 

Abhay is the founder and managing editor of India Microfinance. He is passionate about microfinance, financial inclusion and social entrepreneurship in India.

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  1. Mohammad Jameel

    February 17, 2011 at 10:32 pm

    Required 6 Lakh housing loan from aadhar housing finance
    Mohammad Jameel

  2. kamlesh chaurasiya

    September 9, 2011 at 3:03 pm

    i have intersted for Dsa in Satna m.p. plz reply.

    Kamlesh Chaurasiya ( kavyanjali Associates)
    tiwari Tower
    Rewa Road Satna M.P.

  3. Alok Tiwari

    September 13, 2011 at 8:14 pm

    I need a job in your Adhar finance so i submit my resume.

    Alok Tiwari
    Behind Mitra vihar colony,
    Hem nagar khirahani Barhi
    Road, Katni (M.P.)-483501
    E-mail ID-alok80_tiwari@yahoo.co.in
    Cell: 99932-01618
    Career Objective
    To give my best at all the levels of the corporate world and play a pivotal role in Sales / Marketing / Business Development with a high growth oriented Organization.

    Work Experience

    Handled the Home Loan,Car Loan & Personal Loan Cases in Katni Location from Cradle to Grave. My work included:
    1. Cold Calling through bank’s data base as well as database maintained by me.
    2. Handled Walk-in Customers
    3. Prepared the loan file to be sent to Raipur for Credit Appraisal as well as send additional documents if any for the purpose of credit appraisal
    4. After the file got sanctioned completed the disbursement process.
    5. Intimated the customer about start of EMI (Awareness Calling)
    6. Collected the overdue from the customer if any on regular basis to keep Katni at zero delinquency.
    7. Assisting customer for any support required from the bank (Bank Statement, Provisional Certificates, etc.)
    8. Regular follow up with the builder. Had got one project approved from IDBI Bank Ltd(SRI KRISHNA DHAM KATNI).

    RELATIONSHIP OFFICER Nov2007-April2008

    Customer Data Base : Assessing Prospective Customers for PERSONAL LOAN.
    . Enquiry Generations : Generating enquiry regarding customers form Govt.
    Offices, Pvt. Offices, Market Network.
    .Customer Relations : Ensuring Long Term relations with customers
    .Customer Satisfaction : Effective Customer Relations through best services.

    Sales Officer –Retention Vertical Jan 2007- Nov 2007
    Working Area : Katni, Shahdol, Umariya and Damoh .

    Client Interaction : Informing the clients regarding policy Details.
    Field Preparation : Preparing Data regarding prospective customers.
    Vehicle Verification : Assessing Vehicle Conditions to be Insured
    Premium collections : Accumulating the premium collections.
    Data Collections : Data Assessing from R.T.O. regarding prospective

    ICICI Car Loans
    (Swastik Associates – ICICI Car Loan D S A )
    Field Executive Jan 2006 – Jan 2007

    Customer Data Base : Assessing Prospective Customers for Car Purchase.
    File Preparations : Compilations regarding details of Customers
    Customer Relations : Ensuring Long Term relations with customers
    Enquiry Generations : Generating enquiry regarding customers form Dealers,
    Present Customers, Market Network.
    Customer Satisfaction : Effective Customer Relations through best services.


    • Master Degree (commerce) Jabalpur University in 2004.
    • Bachelors Degree (commerce ) Jabalpur University in 2002.
    • Diploma in computer application.
    Software Knowledge
    Operating System : Windows 98 .
    Software knowledge : Ms-Word,Ms- Excel, Foxpro
    Personal Details
    Father’s Name : Shri H. N. Tiwari

    Date of Birth : 27 Jul. 1980 .

    Mailing Address : 577, Sanjeewani Nagar
    Garha, Jabalpur. ( M.P.)
    Language Known : English & Hindi


    Mr.Vikas Chaturvedi (AM Retail Assets)IDBI BANK LTD.KATNI(M.P) M.O-9893470176
    Mr.Vikash Sabharwal (AM Retail Assets) IDBI BANK LTD. NAGPUR (M.H) M.O-08600141381
    As Required.

  4. Alok Tiwari

    September 13, 2011 at 8:18 pm

    please reply as soon as possible.

  5. Octopus

    September 16, 2011 at 10:11 am

    Octopus open source software is the best software we are using with low cost.

  6. Ranjeet

    October 27, 2011 at 5:59 pm

    I am intersted for DSA in Bihar hajipur ,patna


  7. vinod sharma

    November 17, 2011 at 5:29 pm

    I am working in icici bank Ltd ( in- House) as a collection team membeer . I am looking job in aadhar finanve company please Healp me.

  8. Anand Bharadwaj

    December 21, 2011 at 12:13 pm

    Hi, I want your service franchise in My city. I am from Etawah(uttar pradesh). Reply me soon as possible. My contact number is +918869065724

  9. Anil Choudhary

    January 6, 2012 at 10:41 am

    I need a job in your Aadhar finance .

  10. Kundan

    April 28, 2012 at 4:36 pm

    I based at Delhi and want to become agent please contact me 09910326561

  11. Alok Ranjan

    September 25, 2015 at 12:39 pm

    I am work for your company.At present I am a recovery agent of SBI.

  12. satiram

    December 10, 2015 at 8:26 am

    I work in your company presently and I am area manager at sonata finance pvt.ltd. I am looking to do internship at your organization.

  13. charanjiv singh

    March 5, 2016 at 8:21 pm

    Hii I am interested with ADHL working as DSA

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