Microfinance News Digest

Britain to provide Rs 9000 crore aid to Indian Private Sector : News Digest

Britain’s £1.2-b aid to India will focus more on private sector
Britain has struck a deal with India over the provision of £1.2 billion worth of aid for the next few years, which will give the private sector a prime place in its plans. In India, British aid will be focused on Bihar, Orissa and Madhya Pradesh, with £280 million a year allocated up until 2015. Wealth creation projects, focusing on women, will account for the largest spend – £341 million over the period. Read more HBL

 

british flag square

Understanding the Second Great Contraction: An interview with Kenneth Rogoff
The economist and coauthor of This Time Is Different explains what history can teach us about the global downturn and why climbing out of it is still rife with risks. MCK

SEWA : Last of the Gandhian Economics ?
Team Inclusion recently visited several villages in Gujarat to bring you the first hand experience of how Gandhian ideals of self-reliant village economy or Swaraj, are as relevant as ever and also practiced in letter and spirit. Inclusion

Microfinance body admits goof-ups
MFI Network, an umbrella body of non-banking finance company (NBFC) microfinance institutions (MFIs) that also seeks to serve as a self-regulatory body, admits that the sector erred in chasing a high growth trajectory at the expense of corporate best practices as it went for coercive methods in loan recovery while keeping interest rates two or three times that of banks. HT

An incomplete story from the microfinance world : M.S Sriram
Given the current vitiated atmosphere for MFIs, there was a need for some credible voice based on solid data and research to bring to the fore the debate on the legitimate role of MFI’s. LM

Consolidation inevitable for AP crisis-hit MFI sector
Allaying fears about the credit bureau, Alok Prasad, CEO, Microfinance Institutions Network (MFIN), tells FE’s BV Mahalakshmi that the bureau would help in fresh borrowings and sieve out defaulters. Excerpts: FE

Kotak sues Trident over loan default
The bank initiated legal action against CEO Puli Kishore Kumar and five other directors after some cheques issued to it by Trident bounced. LM

Indian banking transforming from class to mass banking
The transition from class banking to mass banking due to financial inclusion and increased customer focus is drastically changing the landscape of Indian banking.BS

6,000 villages in AP to have BCs by Dec
Banks in Andhra Pradesh are expected to complete the appointment of business correspondents to over 6,000 villages with a population of 2,000 and more where no bank branch exists, by the end of this calendar year, a state finance department official said here on Tuesday.BC

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  1. RAIDIGHI VIVEKANANDA SEVA SANGHA

    October 30, 2011 at 10:13 pm

    The details of the programme are mentioned below:-

    1. Block level sansitization about K.S.Y. Scheme 1 Programe 3 hours.
    a) Registration – 10 minutes
    b) Introduction – 10 minutes
    c) Needs of the project K.S.Y. – 50 minutes
    d) Tergate group of this project – 30 minutes
    e) Process / method of the implementation of the project – 30minutes
    f) Case study presentation/real story presentation – 30minutes
    g) Feed back session – 20 minutes

    2. ICDS level sansitization about K.S.Y. Scheme 1 Programe 3 hours.
    a) Registration – 15 minutes
    b) Introduction – 15 minutes
    c) Needs of the project K.S.Y. -45 minutes
    d) Tergate group of this project – 30 minutes
    e) Process / method of the implementation of the project – 30minutes
    f) Case study presentation/real story presentation – 30minutes
    g) Feed back session – 15 minutes

    3. G.P. level sansitization about K.S.Y. Scheme 1 Programe 3 hours.
    a) Registration – 15 minutes
    b) Introduction – 15 minutes
    c) Needs of the project K.S.Y. -45 minutes
    d) Tergate group of this project – 30 minutes
    e) Process / method of the implementation of the project – 30minutes
    f) Case study presentation/real story presentation – 30 minutes
    g) feed back session – 15 minutes

    4. Parents sansitization about K.S.Y. Scheme 1 Programe 3 hours.
    a) Registration – 15 minutes
    b) Introduction – 15 minutes
    c) Needs of the project K.S.Y. -45 minutes
    d) Tergate group of this project – 30 minutes
    e) Process / method of the implementation of the project – 30minutes
    f) Case study presentation/real story presentation – 30minutes
    g) feed back session – 15 minutes
    5. Grassroot sansitization about K.S.Y. Scheme 1 Programe 3 hours.
    a) Registration – 15 minutes
    b) Introduction – 15 minutes
    c) Needs of the project K.S.Y. -45 minutes
    d) Tergate group of this project – 30 minutes
    e) Process / method of the implementation of the project – 30minutes
    f) Case study presentation/real story presentation – 30minutes
    g) feed back session – 15 minutes

    Secretary
    Ranga fala gram unnayan somity
    Kulpi, 24 pgs (s)
    Budget for K.S.Y. Sanitization/Awareness at Kulpi Block

    1. Block level sansitization about K.S.Y. Scheme :-
    One Programme 3 hrs
    a) Local connivance for communication for Rs. 200.00
    b) Banner cost 1 time – Rs. 500.00
    c) Printing & Stationery – Rs. 50.00
    d) Phone & Xerox – Rs. 50.00
    e) Documentation (Photograph) Rs. 50.00
    f) Refreshment (Rs.-25×50 head) Rs. 1250.00
    Total- 2100

    2. ICDS level sansitization about K.S.Y. Scheme 1 Programe 3 hours.
    a) Local connivance for communication for Rs. 200.00
    b) Banner cost 1 time – Rs. 300.00
    c) Printing & Stationery – Rs. 50.00
    d) Phone & Xerox – Rs. 50.00
    e) Documentation (Photograph) Rs. 50.00
    f) Refreshment (Rs. 20 x 25 head ) Rs. 500.00
    Total- 1150

    3. G.P. level Sansitization about K.S.Y. Scheme 1 Programe 3 hours.
    a) Local connivance for communication for Rs. 200.00
    b) Banner cost 1 time – Rs. 300.00
    c) Printing & Stationery – Rs. 50.00
    d) Phone & Xerox – Rs. 50.00
    e) Documentation (Photograph) Rs. 50.00
    f) Refreshment (Rs. 20×50 head) Rs. 1000.00
    Total- 1650

    4. Parents sansitization about K.S.Y. Scheme 1 Programe 3 hours.
    a) Local connivance for communication for Rs. 100.00
    b) Banner cost 1 time – Rs. 200.00
    c) Printing & Stationery – Rs. 50.00
    d) Phone & Xerox – Rs. 50.00
    e) Documentation (Photograph) Rs. 100.00
    Total- 500
    Grand Total – Rs. 5,400

    (N.B. – Total Budget Gov. Contribution)(Rs. 5400.00 – 5000.00)= 400.00 Own fund

    Ramesh ch Mistry
    Secretary
    RVSS

    …………………………………………………………………………………………..

    List of Trainees –

    Sl.
    No. Name Age Guardian Address Home
    No. Remarks
    Basanti Purkait Dr. Nitai Purkait
    Sandhya Barik Probhas Barik Raydighi Purba Para
    Sushama Purkait Prasenjit Purkait Raydighi Purba Para
    Kalpana Mistri Naba Mistri Raydighi Purba Para
    Latika Halder Ananta Halder Raydighi Purba Para
    Sephali Sarder Paran Sarder Raydighi Purba Para
    Bhakti Halder Biswanath Halder Raydighi Purba Para
    Madhumita Purkait Mohadeb Purkait Raydighi Purba Para
    Purnima Mistri Krishna Mistri Raydighi Purba Para
    Kakali Barik Uttam Barik Raydighi Purba Para
    Gouri Bhuia Naran Bhuia Raydighi Purba Para
    Kabita Pandit Bapi Pandit Raydighi Purba Para
    Jharna Barik Jiban Barik Raydighi Purba Para
    Sandhya Barik Probhash Barik Raydighi
    Sandhya Barik Probhash Barik Raydighi
    Kalpana Mistri Naba Mistri Raydighi
    Latika Halder Ananta Halder Raydighi
    Sephali Sarder Paran Sarder Raydighi
    Kabita Pandit Bapi Pandit Raydighi
    Jharna Barik Jiban Barik Raydighi
    Purnima Mistri Krishna Mistri Raydighi
    Kakali Barik Uttam Barik Raydighi
    Gouri Bhuia Naran Bhuia Raydighi
    Madhumita Purkait Mahadeb Purkait Raydighi
    Bhakti Halder Biswanath Halder Raydighi
    Sushama Purkait Prasenjit Purkait Raydighi

    Sandhya Barik Probhash Barik Raydighi
    Kalpana Mistri Naba Mistri Raydighi
    Latika Halder Ananta Halder Raydighi
    Sephali Sarder Paran Sarder Raydighi
    Kabita Pandit Bapi Pandit Raydighi
    Jharna Barik Jiban Barik Raydighi
    Purnima Mistri Krishna Mistri Raydighi
    Kakali Barik Uttam Barik Raydighi
    Gouri Bhuia Naran Bhuia Raydighi
    Madhumita Purkait Mahadeb Purkait Raydighi
    Bhakti Halder Biswanath Halder Raydighi
    Sushama Purkait Prasenjit Purkait Raydighi

    Vocational Training on Zori Course Design
    Training Period: 3 Months, Weekly 5 Days.
    Per day 4 Hours (Training 3 hours & Awareness 1 hour)
    Total – 240 hours
    No. of. Participate – 30 heads.

    Sl.
    No. Training Materials Need Having Needed
    1 Dhadda Set 3 3 Nil
    2 Clame Set 12 12 Nil
    3 Iron Set 1 1 Nil

    ITEM HEAD

    FOR LADIES FOR GENTS
    1
    2
    3
    4
    5
    6
    7 Part of Zori set & Materials.
    Stitch handling round
    Niddle handling round
    Chain Line (Enkar)
    Chain Line (Resom)
    Pani Line (Rasom)
    Chumky Path, pathar setting. 1 Product (sharees)

    3 month = 60days, 5 days, 12 weeks
    FOR LADIES Days FOR GENTS
    1
    2
    3
    4
    5
    6
    7
    8
    9
    10 Machinery operating (Part Zory)
    Stick handling (Round)
    Niddle handling (round)
    Chain Line (enkar)
    Pani selai (reson)
    Chumky, Path, Pathar, Setting
    Minjuri Selai
    Kaseb Kanta
    Loing
    Others 1
    2
    3
    4
    5
    6
    7 Counseling for adulation Group.
    HIV/AIDS & STD
    Social Awareness
    Community Heath & Development
    Child right
    Environment and heath.
    Low cost nutrition’s food locally available marketing on her product.

    BUDGET FOR 3 MONTHS

    NON-RECURRING
    Sl. No. Particulars Amount
    1 Opening Day Celebration
    Final day Celebration 2,000.00
    4,000.00
    Total 6,000.00

    RECURRING

    Sl. No. Particulars Amount
    1
    2

    3

    4 Salary 2 Trainer @ 3,000 x 3 month
    Tiffin for Trainees (25heads @ 10 x 60days)
    Training Materials
    (Sharee, Lava, Tracing, Paper, Kerocine niddle, Ari, Kasor, Devndrite, path, Chumky, Tanky etc)

    Coincidence Expenses 18,000.00
    15,000.00

    10,450.00

    500.00
    (Non recurring+ Recurring) Total 50,450.00
    Total Budget – Gov. Contribution (50,450.00- 50,000.00)= 450.00
    Own Fund = 450.00

    Ramesh ch Mistry
    Secretary
    RVSS

    To
    Pativasing Patil
    Presedint of India
    Dilli-

    Sub: 1. Awareness Programme of Kishori Shakti Yojna
    2. Vocational training of ZORI

    Under KISHORI SHAKTI YOJANA

    Raidighi Vivekanana seva sangha
    is a non Govt. and non-profitable organization. We formed this organization for the upliftment of the of tribal, S.C. & minority people who lived under BPL category without sufficient food & health, without education and without also minimum clothing.
    This picture is very common in the sundarban area in the South 24 parganas. But till to day there are so many children are suffering kind of exploitation. Our organization is realizing legal administration should come to know the real situation of these deprived children.
    We belief that if we get this type of resource, as a result nobody now migrates from our block to other city.
    We are thankful to you for considering Raidighi Vivekanana seva sangha to be a part of holistic development under Kishori Shakti Yojana for ……Raidigh….at …Raidighi…gram panchyet in MathurapurII Block. South 24 Parganas.
    Your kind permission is solicited to organize the Awareness Programme and Vocational Training (ZORY) Programme are mentioned below

    Thanking you
    Yours truly,

    Ramesh ch Mistry
    Secretary
    RVSS

    RAIDIGHI VIVEKANANDA SEVA SANGHA

    Raidighi.24pgs(s) pin-743383. WB. 09732699535

    ……………………………………………………………………………………………

    To
    The Presedin
    Pativasing Patil
    Presedint of India
    Dilli

    Sub: 1. Awareness Programme of Kishori Shakti Yojna
    2. Vocational training of ZORI

    Under KISHORI SHAKTI YOJANA

    Respected Sir,
    Raidighi Vivekananda seva sangha organization is working for child-right and development in Kultali Block and its surrounding areas over last Ten Years.
    The children Raidighi Vivekananda seva sangha have got the chances to raise up their tannest sand skill in various ways. But till to day there are so many children are suffering kind of exploitation. Our organization is realizing legal administration should come to know the real situation of these deprived children.
    We are thankful to you for considering Raidighi Vivekananda seva sangha to be a part of holistic development under Kishori Shakti Yojana for ……Kakadighi…………….at …kankandighi……gram panchyet in MathurapurII Block. South 24 Parganas.
    Your kind permission is solicited to organize the Awareness Programme and Vocational Training (ZORY) Programme are mentioned below

    Thanking you
    Yours truly
    Secretary

    Ramesh ch Mistry
    Secretary
    RVSS

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