7 thoughts on “Multiple Accounts in Pradhan Mantri Jan Dhan Yojana”

  1. Two glaring anomalies stare at the scheme: Those who opened no-frill accounts under the erstwhile Financial Inclusion, according to the bankers’ statement mentioned above would not be eligible for the benefit under PMJDY. But what about the GCC and overdraft part of the earlier Financial Inclusion agenda as well if not provided by the Banks? These account holders hopefully would not be shown the door.
    Since multiple accounts seemed to have already surfaced in the inaugural euphoria of 1.30cr accounts, the number game wont with the banks is already on.
    Strange that insurance up to Rs.1lakh is not automatic but had to wait for the revenues from Rupaiya card to mop up for payment of the premia.
    Even the credit guarantee scheme is yet to be shaped for the PMJDY account holders – may be because the banks are supposed to provide the overdraft of Rs.5000 facility only after six months of opening the SB account!!

  2. in tirupati ICICI bank people asking 10000/- min. balance for PMJDY scheme account. now what use for this account.

  3. Sir i have already submitted my form in SBI but i did not get the pass book and rupay Debit card. In how many days will I get all these?. I have submitted form 15 days ago.

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